Indicative plan. LinkTown Residences (Hougang Central Residences) has not released official floor plans. This 5 Bedroom Premium plan is from the developers’ recent project Parktown Residence, used as a realistic reference for size and room arrangement. LinkTown’s final design, sizes and prices may differ.
For families searching for a 5 bedroom condo in Singapore, the 5 Bedroom Premium is the largest type in the indicative range, at about 1,679 sq ft. Its natural buyer is a multi-generation household: grandparents, parents and children under one roof. For that family, the big selling point of the Hougang Central integrated development is not the extra bedroom but the fact that an elderly parent can reach the MRT, bus interchange, supermarket and clinic without crossing a road or needing a car. This page looks at the 5 Bedroom through that lens.
Layouts that work for three generations
Typical 5-bedroom premium layouts have two clear zones. One holds the master suite and children’s rooms; the other, often nearer the living area or entrance, holds a bedroom with its own bathroom. That second en-suite room is the one to look at for grandparents.
When the official plans come out, check:
- Is the grandparents’ bathroom step-free, and wide enough to add grab bars later?
- How far is that room from the kitchen and the main door?
- Is there a dining area big enough for a table of eight on weekends?
- Is the kitchen enclosable, and is there a yard or utility space for a helper?
Ask whether a dual-key version exists. It has not been confirmed for this project.
What this 5 bedroom condo in Singapore could cost
| Item | At S$2,500 psf | At S$2,600 psf |
|---|---|---|
| Estimated price (1,679 sq ft) | ~S$4,197,500 | ~S$4,365,400 |
| Buyer’s Stamp Duty (BSD) | S$191,450 | S$201,524 |
| 25% down payment (5% cash minimum) | S$1,049,375 (S$209,875 cash) | S$1,091,350 (S$218,270 cash) |
| Stress-test instalment, 75% loan (4%, 30 years) | ~S$15,030/month | ~S$15,630/month |
| Gross household income needed (55% TDSR) | ~S$27,330/month | ~S$28,420/month |
Estimates only, from indicative size × analyst psf range. No prices or unit mix have been released. Income assumes no other debts. Verify stamp duty with IRAS and loan eligibility with your bank.
Buying together as a family
Pooling income is often what makes a 5 Bedroom workable, but multi-generation purchases come with their own rules:
- ABSD follows the highest rate. If the parents still own their HDB flat or another property and join as co-owners, the purchase is treated as a second property for ABSD. Some families keep the existing property owner off the title, or sell first; get advice for your situation. See the stamp duty guide.
- Age shortens the loan. Banks generally set tenure using the borrowers’ ages. Where the tenure would run past age 65 or beyond 30 years, the maximum loan-to-value generally falls from 75% to 55%, which raises the cash needed. Adding an older co-borrower can therefore reduce, not increase, the loan.
- CPF. Each owner can use their Ordinary Account within CPF limits, but the lease must cover the youngest buyer to age 95 for full usage. On a new 99-year lease that is rarely an issue.
Get a bank in-principle approval for the exact owner combination before the preview. Our CPF guide covers the limits.
Stamp duty calculator (BSD + ABSD)
Estimates for illustration only, based on published IRAS/MAS rules. Rates change; confirm with IRAS, your bank and your lawyer.
Stack and facing tips
- Limited supply: the largest units are usually few, in a handful of stacks. Decide your acceptable stacks and floors in advance rather than on the day.
- Lift access: for elderly residents, a short walk from the lift lobby and a sheltered route to the MRT link matter more than a high floor.
- Quiet side: grandparents who nap in the afternoon will appreciate a room facing away from the town plaza and bus interchange.
Everyday life for older residents
With a new mall, bus interchange and Hougang MRT (NE14) in the same development, daily errands stay close to home. Punggol Park and its lake are nearby for morning walks, the Church of the Nativity of the Blessed Virgin Mary and Tou Mu Kung Temple are on Upper Serangoon Road, and Kovan is one MRT stop away for its food centre. When the Cross Island Line opens around 2030, Ang Mo Kio and Pasir Ris are direct rides. Read more in living in Hougang.
Rental angle
Very few people buy a 5 Bedroom to rent out. The tenant pool is small and a large quantum usually means a lower yield than compact units. Think of it as a family asset whose value lies in keeping three generations together.
5 Bedroom vs 4 Bedroom
The 4 Bedroom Premium is about 183 sq ft smaller and roughly S$457,500 cheaper at S$2,500 psf, needing about S$24,350 monthly income instead of S$27,330. If the grandparents only stay over occasionally, a 4 Bedroom with a guest room may be enough. If they live with you full time, the fifth room with its own bathroom is what makes the arrangement comfortable. The other alternative, two separate homes, would usually mean ABSD on the second one.
More on floor plans
See every size on the floor plans page, how estimates are built on the price page, and monthly figures in the calculators. Register below to be sent the official 5 Bedroom plans first.
