Moving from an HDB flat to a private condo means moving from an HDB loan to a bank loan. Here’s what changes: MSR to TDSR, cash down payment, rates, lock-ins and progressive disbursement.
Fixed or floating home loan for a new launch? How fixed rate mortgages and SORA-pegged floating loans work during construction, what lock-in periods mean, and how to decide.
What decoupling property in Singapore involves, what it costs in stamp duty and fees, why HDB flats generally can’t be decoupled, and the legal and tax risks to discuss with a lawyer first (as of September 2026).
新加坡公积金能付私宅的哪些部分？估价上限、提款上限与95岁地契规则，以及新加坡房贷利率怎么选：SORA浮动、固定配套、锁定期与重新融资。
How much is the down payment for a condo in Singapore? The 25% rule, the 5% cash minimum, when CPF can be used, and worked examples for a new launch like LinkTown Residences.
How a bridging loan in Singapore helps HDB upgraders pay a new launch down payment while their flat sale completes: how it works, a worked timeline, costs, risks and alternatives.
ABSD Singapore rates for 2026 in one table: Singapore Citizens, PRs, foreigners and FTA nationals, how joint purchases work, the married-couple refund, and worked examples at new launch prices.
How ABSD remission works for married couples who buy a new launch before selling their HDB flat: IRAS conditions, the six-month deadline and the mistakes that cost couples the refund.
Beyond the purchase price: the one-off, recurring and construction-period costs of owning a new launch condo in Singapore, plus what renting out or selling costs, with a hypothetical monthly budget.
How a Deferred Payment Scheme (DPS) differs from the Normal Payment Scheme, who DPS tends to suit, why it is usually priced higher, and a clearly hypothetical side-by-side comparison.
Your home loan is based on the lower of the purchase price or the bank’s valuation. How new-launch valuations generally work, a worked shortfall example, and practical ways to reduce the risk.
Seller’s Stamp Duty now runs for four years on homes bought from 4 July 2025, as announced. Worked examples on a S$1.7 million unit, how SSD hits sub-sales before TOP, and how to plan your exit.
LinkTown ResidencesHougang Central, above Hougang MRT, by CapitaLand Development, UOL & Kheng Leong
Register once for priority preview invitations, the e-brochure, indicative floor plans and pricing updates the moment they are released.
Prefer to chat? Message us on WhatsApp
